Student Health Insurance (SHI) is a medical insurance plan available to admitted and enrolled Domestic Graduate and Professional UNLV Students. The plan offers a network of providers and also gives you the option of seeking services outside the network, but at a reduced benefit resulting in higher out-of-pocket expenses. Individuals participating in the plan are required to pay a portion of the cost of services received. The student health insurance plan has a mandatory fee for international students, graduate assistants, and full-time graduate and professional students (with a waiver possible with other, comparable Insurance). The insurance plan is optional for part-time graduate students.

Students are encouraged to utilize the on-campus Student Wellness Center. Medical, mental health, and lab services are covered at 100% with no deductible and prescriptions only require at $20 copay at the on-site pharmacy using Student Health Insurance. Services are also available throughout the country with providers who participate in the Aetna Provider Network.

If you have a life-threatening emergency, you may go to any hospital emergency department. You can go to any network provider including UMC Quick Care Centers. You may also call the 24-hour Aetna Nurse Advice Line at 800-556-1555.

You can go online to the insurance company's website at Aetna Provider Network and search for a provider.

Coverage is based on medical necessity and covers inpatient and outpatient hospital visits, mental health services, physician services, emergency and diagnostic services, treatment for alcohol and chemical dependency, maternity, ambulance and home health care as a partial list of services. Please refer to the Aetna Student Health Brochure for a complete list of benefits.

There are no co-pays or deductibles for services received at the Student Wellness Center. When you receive services outside of Student Wellness, you will pay an annual deductible, and there are copays for provider and emergency department visits. Prescriptions have a co-pay of $20 when used at the SHC pharmacy. You will pay 50% of the cost of the medications when purchased outside the SHC pharmacy. They are also subject to the deductible. For detailed information regarding the deductible and co-payments, please refer to the 2024/2025 Aetna Student Health Brochure.

Prescriptions have a co-pay of $20 when purchased at the SHC pharmacy. If you use an outside pharmacy, you pay 50% of the costs after you have met your deductible. Dental and Medical Students have a tier price structure of $15.00 for Generics; $45.00 for Preferred Drug and $75.00 for Non-Preferred and Specialty Drugs.

The Student Health Fee is a mandatory fee assessed to enrolled students. It is paid each semester with tuition and registration fees. This fee supports various services offered by the Student Wellness Center including: medical office visits, counseling services, education on nutrition, stress, body image, and various support groups. There is no charge for medical office visits or counseling sessions at Student Wellness. The health fee only covers services received in Student Wellness, whereas the SHI covers services received from Student Wellness and from community providers.

No. Only students who have been formally admitted to a program and are taking a minimum of three graduate credits are eligible to enroll.

No.

Vision services is a newly added benefit for the2024-2025 plan, at no extra cost for those enrolled in the medical plan. Dental is not offered as a plan benefit, but Aetna Student Health has an optional dental plan they offer to students if they want this service. The application on Aetna’s site is Dental Plan - Aetna.

Yes, you may add your spouse and/or children; however, they cannot be seen at the Student Wellness Center.

For full cost information, please download the Aetna Student Health Brochure. Payments are made by semester; no monthly payment option is available. The premium is higher if you wish to add your spouse and/or children.

Enrollment for the Fall semester only occurs during the first six weeks of the fall semester. Enrollment for the Spring and Summer sessions occurs during the first six weeks of the spring semester. However, whenever you are terminated from another insurance policy, you can join the health insurance any time within 30 days of the termination of your policy.

You can go to Voluntary Enrollment Link to sign up on the website during open enrollment (at the beginning of Fall and Spring semester if you are a part time student)I’ve lost my ID; or you can call the plan broker, Academic Health Plans (AHP) directly at 1-855-850-4192 Monday through Friday, 8:00 a.m. to 5 p.m. (Pacific Time).

You can access your ID ad by going to the Aetna website and printing one as many times as needed:

Aetna ID card

The University of Nevada, Las Vegas (UNLV) student insurance broker, Academic Health Plans (AHP), will assist you with any questions that you may have about your student health insurance, help understanding bills, or if you have questions about claims. Contact Academic Health Plans (AHP), 1-855-850-4192, 8 a.m.– 5 p.m. (Pacific), Monday - Friday.

Refunds for student insurance are granted only in the following two qualifying events:

1. You’ve withdrawn from the university or dropped below the minimum required credit hours within 31 days from the start of your student insurance effective dates or;
2. You’ve entered the Armed Forces.

If you do not meet one of the above two qualifying events, you are not eligible for a refund.

If you meet one of the above two qualifying events, contact Academic Health Plans, (AHP) at 1-855-850-4192​​​​​​​, 8 a.m. – 5 p.m. (Pacific), Monday - Friday.

Note: Refunds may be subject to a $25 processing fee.